Head of AI/ML
Remote
Head of AI Products
N26 GmbH · Fintech / Digital Banking · 1000-5000 employees · 📍 Berlin
N26 needs a senior AI product leader to own the end-to-end ML and GenAI roadmap across banking operations, fraud detection, and customer experience as the company transitions from growth mode to operational maturity.
AI Maturity
scaling
Reports To
CTO
Why Role Exists
Expansion
Company Stage
scale-up
Source
stepstone
Key Responsibilities
- Own and drive the company-wide AI product roadmap covering ML and GenAI use cases
- Manage and develop a team of 2-3 AI Product Managers with a culture of experimentation and rigor
- Partner with Data Science and Machine Learning teams to translate research into real-world banking products
- Deliver AI use cases spanning financial crime detection, operational efficiency, and customer-facing intelligence
- Drive scalability and operational excellence as N26 enters a new phase of product maturity
Requirements
- 5-7+ years of product management experience with significant focus on AI, ML, or data-driven products
- Proven ability to manage and develop AI/ML product managers
- Experience shipping ML or GenAI products in a complex, regulated, or high-stakes environment
- Ability to operate at the intersection of technical teams (Data Science, ML) and business/product stakeholders
Signals
- ⚠ Small direct team (2-3 PMs) may limit organizational influence
- ⚠ Ambiguous reporting line — not explicitly stated
- ✓ Clear and specific mandate spanning multiple high-value AI domains
- ✓ Existing AI and Data Science teams already in place — not building from zero
- ✓ Live production use cases in fraud and operations signal real AI investment
- ✓ Strategic inflection language ('new phase of maturity') suggests executive buy-in for this hire
- ✓ N26 is one of Europe's most prominent neobanks with significant data assets